How to Protect Million-Pound Investments?
In today’s investment market, opportunities appear constantly — from property flips to development projects and private lending.
But experienced investors always focus on one question:
“What guarantees do I have that my money — and my return — will come back?”
At Sterling Law, we structure deals so that the answer is clear, enforceable, and backed by English law.
This month’s case shows exactly how legal engineering turns a high-value opportunity into a controlled, predictable investment.
The Client
A UK-based investment company expanding its property investment portfolio.
The Goal
Fund a series of property-flipping projects:
buy undervalued assets → renovate → sell at profit.
The requirement
Capital + interest must be fully protected in GBP at every stage.
Our Legal Strategy
We developed a layered security package under English law, ensuring that funds could only be used as intended and giving the investor immediate recourse in case of default.
1. Investment Agreement
A detailed contract restricting the use of funds strictly to:
- acquisition of identified UK properties
- renovation works
- resale activities.
It also included reporting duties, drawdown conditions, timelines, and investor oversight rights.
2. Personal & Corporate Guarantee
We established an unconditional guarantee with a mechanism for immediate payment upon demand.
If the borrower failed to perform, the guarantor had no room to delay or dispute.
3. Legal Charge Over Property
We secured the investment through a registered legal charge over the underlying properties — giving the investor priority rights and enforcement powers, including the appointment of LPA receivers.
The Outcome
- The client deployed a multi-million-pound investment facility with complete risk control.
- The project has been operating successfully and profitably.
- The same structure is now being replicated across new deals and new assets.
This is what separates a well-protected investment from a costly lesson: the right legal structure, built properly from day one.
If you are considering a similar investment or want to review the security behind your current deals, the team at Sterling Law can analyse your position and design a structure that protects your capital and return. Contact Sterling Law to arrange a confidential legal consultation before you sign any documents or transfer funds.
