Don’t write off owed money, let our team of solicitors recover the debt for you.
Sterling Law has a team of experienced solicitors, including senior specialists with 20+ years of experience.
Sterling Law can find cost-effective solutions to recover the outstanding debt, regardless of the amount owed. We offer free case evaluation, and if we think your debt is unrecoverable, we will let you know upfront. Our team can take care of the whole process, from start to finish, with minimal involvement from your side.
Letter before action
Before you start your small claim you must write a formal letter to the person or business you disagree with – ‘Defendant’. This is called a ‘letter before claim’ or a ‘letter before action’.
This letter should contain:
Making the claim
No response to your letter before action? You will have to make a claim via Money claim online
Money Claim Online is a simple, convenient and secure way of making or responding to a claim via the internet. The service allows you to keep an eye on the status of your/the Claim, Judgment and/or Warrant.
You can use the existing MCOL service to claim:
You can use the service from anywhere in the UK, but only against someone with an address in England or Wales. You must be 18 or over to make a claim.
Please note you will also have to pay court fees, which differs depending on your claim amount.
The next step
The Defendant must respond to your claim. You’ll be sent a letter or email telling you the date they need to respond by.
If there’s a hearing, you can:
Your hearing can be held in the judge’s room or a courtroom in a county court if your claim is for less than £10,000. There might be a more formal hearing if you’re claiming for more.
After the hearing
You’ll get a decision on the day of the hearing. The court will also send you a copy of the decision by post.
You have the following options to enforce your judgment to recover the outstanding amount
Recovering debt is a frustrating and tedious process for someone who is not familiar with the process. Inexperience in making such claims can often lead to unsuccessful claims.
If you have a debt recovery upon which you need advice, please contact us directly;
Kuldeep S. Clair Consultant, Solicitor and Advocate: